Payment Plans
Do you need help entering into a payment plan? Call 313-224-5990 or email us at WCTOPaymentPlans@waynecountymi.gov. Scroll down or watch the video below to learn more on payment plans available for you.
The Wayne County Treasurer's Office offers various plans to assist distressed taxpayers with paying delinquent taxes.
The Stipulated Payment Agreement (REGSPA), Distressed Owner/Occupant Extension (DOOE), and the Interest Reduction Stipulated Payment Agreement (IRSPA) are available online for eligible taxpayers.
See If You Are Eligible and Apply
Interest Reduction Stipulated Payment Agreement (IRSPA)
The IRSPA plan is designed for owner-occupied properties (the deed is in your name and it is your principal residence). If you are struggling to pay years of delinquent property taxes, you may qualify to be enrolled in the Interest Reduction Stipulated Payment Agreement (IRSPA). This payment plan reduces the interest rate from 18% to 6% for eligible taxpayers. To sign up, you must own and live in your home, and have a Principal Residence Exemption (PRE) that proves permanent residency. Under IRSPA, all delinquencies can be bundled into one payment plan.
(IRSPAs are available throughout the year.)
Enroll - IRSPA
Stipulated Payment Agreement (REGSPA)
The REGSPA plan is available to everybody, and is designed for non-owner occupied properties. The REGSPA plan allows a taxpayer to pay taxes pursuant to a payment schedule. The plan will avoid foreclosure provided that payments are submitted per the agreed upon schedule. To be effective the plan must be signed by both the taxpayer and the Treasurer's Office.
The REGSPA is currently available.
Enroll - REGSPA
Distressed Owner/Occupant Extension (DOOE)
The DOOE plan is for those experiencing financial hardship with documented proof. You must own the property and have a deed recorded in your name. You must also live in the property and have proof of occupancy via utility bill or other document. Must provide a valid Michigan drivers licence or State ID. Interest is 18% per year. (This plan is now available)
DOOE POLICY(PDF, 358KB)
DOOE APPLICATION(PDF, 370KB)
DOOE RENEWAL(PDF, 178KB)
Attention Veterans
As a veteran you will be allowed to enter into a payment plan without a down payment as long as you are able to provide one of the following documents:
- Honorable discharge certification papers
- DD-214 Form referencing an honorable discharge
For additional information please contact Wayne County Veterans Affairs at (313) 224-5045.
First Responders
Wayne County property owners who are employed as police officers, firefighters and EMS may be qualified to enter into payment plans with no down payment required. Identification and verification of employment will be required.